Our Template Is In Place
We have assembled the mix of providers and structure for our model 401K. I call this a template because it represents a model for what a 401K can and should be: Custodian: We have engaged independent...
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Actively creating blogs!
We are actively creating blogs with intentions of publishing several times per month.
View ArticleJune 2017 Commentary, Investment Returns
First, I apologize for being about a week later than I would like for a month-end account performance and commentary. I lost about a week to the 4th of July holiday. Last month I wrote about the...
View ArticleJuly 2017 Commentary, Investment Returns
Where are we, as of the end of July? Last month I wrote about the seemingly contradictory market patters, with the Nasdaq (technology) down and other sectors up. This month the Nasdaq was a high flyer....
View ArticleAugust 2017 Commentary, Investment Returns
Where are we, at the end of August? It seems like every month I write about the seemingly contradictory market performance. This month, however, was especially crazy. All of this points to the...
View ArticleSeptember 2017 Commentary, Investment Returns
Where are we, at the end of September? Some things flipped in September. In August, the stock and bond indexes were generally down and up, respectively, while in September the stock indexes were...
View ArticleOctober 2017 Commentary, Investment Returns
Where are we, at the end of October? First, let me apologize for being late with this newsletter. I had a bout with the flu for a few days. Here are the big takeaways from October: The bull market in...
View ArticleNovember 2017 Commentary, Investment Returns
Where are we, at the end of November? November was another great month for the stock market in a long string of great months. Clients keep calling me and wondering when the good times will end. There...
View ArticleDecember 2017 Year End Commentary, Investment Returns
January 8, 2018 Those who have knowledge, don’t predict. Those who predict, don’t have knowledge. Lao Tzu Where are we, at the end of December? It would have been hard to predict a year that was as...
View ArticleJanuary 2018, Commentary and Investment Returns
“The market may be bad, but I slept like a baby last night. I woke up every hour and cried” …. old stock market joke……. Where are we, at the end of January? If you’ve been reading this newsletter for...
View ArticleFebruary 2018, Commentary and Investment Returns
“I do the opposite to what I feel I should do. When I’m feeling sick in my stomach, it’s time to buy. When I feel great, it’s time to sell” – Elaine Gazarelli, Wall Street analyst. Where are we, at the...
View ArticleMarch 2018, Commentary and Investment Returns
The stock market is like a small row boat on a rough sea, bouncing around as it drifts, whereas the macro economy is like a large ocean liner, very ponderous and difficult to maneuver but without such...
View ArticleApril 2018 and YTD Commentary and Investment Returns
The problem with the person who thinks he’s a long-term investor and impervious to short-term gyrations is that the emotion of fear and pain will eventually make him sell badly. Robert Wibbelsman Where...
View ArticleMay 2018, Commentary and Investment Returns
A long term investment is a short term investment that failed. Chevy Chase Where are we, at the end of May? May was a weird month, as they go. The NYSE Composite Index, which measures all the stocks on...
View ArticleJune 2018 and YTD Commentary and Investment Returns
One of the funny things about the stock market is that every time one person buys, another sells, and both think they are astute. William Feather Where are we, at the end of June and half way through...
View ArticleJuly 2018 Commentary and Investment Returns
“Every day, self-proclaimed stock market “experts” tell us why the market just went up or down, as if they really knew. So where were they yesterday?” – Anonymous. Where are we, at the end of July? The...
View ArticleAugust 2018 Commentary and Investment Returns
“The trick is to stop thinking of it as ‘your’ money.” – IRS auditor. Where are we, at the end of August? It seems that every month there is something interesting to say about the crazy variation in...
View ArticleSeptember 2018 and YTD Commentary and Investment Returns
“I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for five years”. Warren Buffett Where are we, at the end of...
View ArticleOctober 2018 Commentary and Investment Returns
“Stock market corrections, although painful at the time, are actually a very healthy part of the whole mechanism, because there are always speculative excesses that develop, particularly during the...
View ArticleDecember 2018 Year End Commentary and Investment Returns
Although the bear market narrative is popular according to some market pundits, our analysis based on a 93 year history of bull and bear markets suggests otherwise…..Over the [past …] weeks there have...
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